Education costs are rising faster than inflation. A degree that costs ₹10 lakh today might cost double in 10–12 years. If you start investing systematically now, you can build a strong education fund without financial strain. The key is to choose the right investment mix depending on your time horizon—equity mutual funds for long-term growth and safer options like fixed deposits for short-term needs.

Marriage expenses are another major milestone. While traditions vary, weddings often involve significant costs. Planning for this in advance allows you to set aside funds without disturbing your lifestyle or dipping into emergency reserves.

The biggest mistake parents make is waiting too long. The earlier you start, the smaller your monthly contributions need to be. At Chemistry of Wealth, we guide you with practical strategies so you can secure your child’s future with confidence—without sacrificing your own.